Less than Perfect Credit

We can help you get a great interest rate, before they go any higher. Our various loan programs will fit a number of financial situations: less-than-perfect credit, hard-to-document income, collections and even bankruptcies are ok. Contact us today before the perfect rate passes you by.

Many of our first-time homebuyers are pleasantly surprised at how easy it can be to qualify for a mortgage. Ameristar Mortgage offers hundreds of financing programs designed for a variety of situations, from homebuyers with less-than-perfect credit to low down payment programs that make it easier for you to get into the home of your dreams.

When you visit one of our offices, we will discuss your individual circumstances, pull your free credit report and give you a better idea of how much home you might be able to afford. Then, after completing your loan application, an Ameristar Mortgage representative will analyze your qualifications, including credit history, to find the best financing program for your circumstances and attempt to qualify you for it.

Even if you find you don't qualify now, we can help to prepare your credit for purchasing a home in the future. When other banks have told you "no", give us an opportunity to tell you "yes".